FAQ
Welcome to Shariah Capital's FAQ page. Here, you'll find answers to the most frequently asked questions, offering clear and concise information to guide you through our Shariah-compliant funding solutions.
Why Shariah-Compliant Business Funding ?
“Help your brother, whether he is an oppressor or is oppressed.” (Bukhari) Choosing a Shariah-compliant loan ensures fairness for both lender and borrower, preventing exploitation (zulm) and fostering mutual benefit.
Shariah-compliant funding is a financial solution designed to adhere to Islamic principles. It prohibits interest (riba), gambling (maysir), and uncertainty (gharar), ensuring all transactions are ethical and transparent.
Unlike conventional funding, Shariah funding operates on profit-sharing, leasing, or trade-based models instead of interest-based lending. It ensures all financial dealings are fair, ethical, and free from prohibited practices under Islamic law.
Any business or individual committed to ethical financial practices can apply, regardless of their faith. The funding is designed to support businesses that align with Shariah principles, such as avoiding prohibited activities like alcohol, gambling, or speculative trading.
Our process is streamlined to ensure quick turnaround times. Once all the required documentation is submitted, funding can be approved and disbursed within 48 hours, depending on the complexity of the application.
We support a wide range of industries, including retail, healthcare, manufacturing, IT, e-commerce, and professional services, as long as the business activities align with Shariah principles.
No, Shariah-compliant funding is available to anyone seeking ethical financial solutions. The principles benefit all individuals and businesses committed to integrity and transparency.
Typically, we require business registration documents, financial statements, and a detailed description of your funding needs. Specific requirements may vary based on your business type and funding amount.
No, Shariah-compliant funding is entirely transparent. All terms, fees, and conditions are clearly outlined upfront, ensuring there are no surprises or hidden charges.
Yes, as long as the purpose aligns with ethical and Shariah-compliant principles. Common uses include business expansion, equipment upgrades, inventory purchase, and working capital needs.
We work closely with qualified Shariah scholars and adhere to strict guidelines to ensure all our financial products and services comply with Islamic law. Regular audits and reviews are conducted to maintain compliance and transparency.
Shariah-Compliant Business Funding in Just 48 Hours
Get Funded
Within
48 hours
- CIPC registration
- ID of director
- Operating in business for 12 months or more
- Monthly turnover of R50k or more
- A business bank account that has been trading for 12 months or more
For Further Enquiries:
- info@shariahcapital.co.za