Why Shariah-Compliant Business Funding ?
Shariah-compliant loans are structured on ethical principles such as Murabaha (cost-plus financing), Mudarabah (profit-sharing), or Ijara (leasing). These principles foster barakah (blessings) in one’s wealth because they are conducted in a manner that pleases Allah.
The Prophet (peace be upon him) said:
“The best earnings are those from a transaction free from deceit or dishonesty.” (Ahmad)
Retail Business
Shariah-compliant funding solutions are tailored to help your retail business innovate, expand, and consistently meet customer needs.
- Upgrade technology
- Expand Your Product Range
- Drive Growth
E-Commerce Business
Our Shariah-compliant funding solutions are designed to address these critical needs, empowering your online store to scale, compete, and achieve sustainable success—all while aligning with ethical financial principles.
- Expand Your Inventory
- Enhance Your Logistics
- Boost Your Marketing Efforts
Filling Station
Our Shariah-compliant funding solutions are tailored to help your business maintain safety standards, upgrade equipment, and improve customer service—ensuring you operate efficiently while upholding ethical principles.
- Enhance Safety Measures
- Upgrade Fuel Pumps
- Expand Convenience Store Offerings
Healthcare Business
Our Shariah-compliant funding solutions are designed to empower your mission of providing exceptional medical care and enhancing patient outcomes—ethically and sustainably.
- Stock Up on Medical Supplies
- Facility Renovation
- Upgrade Medical Equipment
IT and Communications Business
Our Shariah-compliant funding solutions are designed to address these specific needs, empowering your business to scale, stay competitive, and succeed—all while adhering to ethical financial principles.
- Advance Your Software Development
- Upgrade Your Systems
- Boost Your Marketing Efforts
Manufacturing Business
Our Shariah-compliant funding solutions are tailored to provide the financial support your business needs to grow, innovate, and remain competitive, enabling you to seize new opportunities with confidence and integrity.
- Product development and Innovation
- Upgrade Your Machinery
- Enhance Your Logistics
Professional Services Business
Our Shariah-compliant funding solutions are designed to help your business optimize operations, embrace advanced technologies, and elevate your service offerings—ensuring you remain competitive, efficient, and aligned with ethical principles.
- Boost Marketing Efforts
- Enhance HR Development
- Adopt Advanced Software
Shariah-Compliant Business Funding in Just 48 Hours
Shariah-compliant funding is a financial solution designed to adhere to Islamic principles. It prohibits interest (riba), gambling (maysir), and uncertainty (gharar), ensuring all transactions are ethical and transparent.
Unlike conventional funding, Shariah funding operates on profit-sharing, leasing, or trade-based models instead of interest-based lending. It ensures all financial dealings are fair, ethical, and free from prohibited practices under Islamic law.
Any business or individual committed to ethical financial practices can apply, regardless of their faith. The funding is designed to support businesses that align with Shariah principles, such as avoiding prohibited activities like alcohol, gambling, or speculative trading.
Our process is streamlined to ensure quick turnaround times. Once all the required documentation is submitted, funding can be approved and disbursed within 48 hours, depending on the complexity of the application.
We support a wide range of industries, including retail, healthcare, manufacturing, IT, e-commerce, and professional services, as long as the business activities align with Shariah principles.
No, Shariah-compliant funding is available to anyone seeking ethical financial solutions. The principles benefit all individuals and businesses committed to integrity and transparency.
Typically, we require business registration documents, financial statements, and a detailed description of your funding needs. Specific requirements may vary based on your business type and funding amount.
No, Shariah-compliant funding is entirely transparent. All terms, fees, and conditions are clearly outlined upfront, ensuring there are no surprises or hidden charges.
Yes, as long as the purpose aligns with ethical and Shariah-compliant principles. Common uses include business expansion, equipment upgrades, inventory purchase, and working capital needs.
We work closely with qualified Shariah scholars and adhere to strict guidelines to ensure all our financial products and services comply with Islamic law. Regular audits and reviews are conducted to maintain compliance and transparency.
Get Funded
Within
48 hours
- CIPC registration
- ID of director
- Operating in business for 12 months or more
- Monthly turnover of R50k or more
- A business bank account that has been trading for 12 months or more
For Further Enquiries:
- info@shariahcapital.co.za